background

For Buyers

Your Guideline to Buying. "Helping you MOVE into the next chapter of your life!"


Plan

Take the time to plan for the next chapter of your life. What do you absolutely need in a new home? What do you want? And what would be nice? Do you have a preferred neighborhood? 

This will help to narrow down the choices and lead you to your dream home.

Players

There are many players to help you move into your next chapter. Your REALTOR®, lender, title company escrow officer, inspector, insurance agent…we all work together for you!

Pre-Approval

Take the first step to purchasing a home by getting pre-approved for your loan. This will make you offer stand out when you get to that point.

Search

Find your dream home using our cutting-edge home search technology that allows you to collaborate with us and others throughout your search in real-time

Offer/Negotiation

One of my designations is RENE (Real Estate Negotiation Expert). My training provides me with great tips and tricks to help you when we present your offer and in negotiations during the buying process.

Inspection

Once you are “under contract” with the home of your choosing, be prepared to hire a real estate inspector to check the property to determine if any repairs may be required and if there are any health or safety issues.

Homeowner Insurance

If you have a loan, you will be required to have homeowner’s insurance on your home. Rates will vary depending on the home and your credit. Shop around for the insurance that fits your needs best.

Appraisal & Survey

The lender will require an appraisal, to determine that the property is appropriate for the loan, and a survey, to make sure the property lines define the property correctly all structures are located within the lines.

Final Approval

Once the inspections are done, and any required repairs are completed, appraisal and survey are submitted and accepted, homeowner’s insurance has been secured and the home meets loan requirements and your credit meets the required requirements, Final approval will be granted.

Big Close

CONGRATULATIONS!

Time to meet at the title company to sign your loan documents, deed, and get the keys to your new home!

Welcome to the next chapter of your life!